Products

Protection Packages

 

Protection packages represent the highest volume and gross profit opportunity in a business office. CDS in strategic partnership with Final Coat is proud to offer truly the best protection products available on the market today.

Final Coat iFrame

Click on the link above to see how you can get all the Final Coat product information on your dealership's website.

Insurance

Group Creditor Insurance

Life Insurance

Provides life insurance protection on the outstanding loan/lease balance as of the date of death.

Accidental Death Insurance

Provides life insurance protection on the outstanding loan/lease balance as of the date of death. The cause of death must be due to an accident.

Total Disability Insurance

Provides disability insurance protection, equal to the monthly loan payment, for each month an applicant is Totally Disabled.

Accidental Disability Insurance Plus

Provides accidental disability insurance protection or involuntary unemployment insurance protection if an applicant is totally disabled as a result of an accident or is involuntarily unemployed.

Product Features

  • Premiums are 100% financed and conveniently included within the monthly payment

  • No medical questions are required (Amount of insurance < $100,000)

  • Coverage begins immediately

  • Benefits are paid in addition to any other insurance

  • Benefits are tax exempt

  • Affordable group premium rates

  • Applicant may cancel at any time

Coverage                             Maximum Benefit         Maximum Term        Age Limits

Life Insurance

$500,000

180 months

18 to 75

Accidental Death Insurance

$500,000

84 months

18 to 75

Total Disability and AD Plus

$4,000 / month

84 months

18 to 65

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